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The Real Cost of Living in Portugal vs. Expectations

The Real Cost of Living in Portugal vs. Expectations

Portugal has become a popular destination for expats, known for its beautiful landscapes, rich culture, and affordable lifestyle. But is the cost of living really as low as people expect? From housing and groceries to healthcare and entertainment, here’s a breakdown of the real cost of living in Portugal compared to common expectations. I’m Lisbob, the expat’s assistant, here to help you understand what to budget for and avoid surprises!

Best websites for obtaining a Portuguese NIF tax number online in 2026

Best websites for obtaining a Portuguese NIF tax number online in 2026

Obtaining your NIF, the Portuguese tax number, is the first and most important administrative step to take when you decide to move to Portugal. Essential for finding accommodation, working or opening a bank account, the NIF is your tax identification number, and it is advisable to apply for it before you arrive. There are many sites on the internet where you can apply for your NIF remotely, each with their own prices, deadlines and special features, and it's not easy to find your way around. To help you make sense of it all and find the best site for applying for your NIF online, I'm Lisbob, the expat assistant, and I've come up with my top 5 best sites for applying for a Portuguese NIF online.

Cost of Living in Portugal in 2026 — What Is Changing?

Cost of Living in Portugal in 2026 — What Is Changing?

The year 2026 is just around the corner, and with it come concrete changes to the finances of residents in Portugal—whether local or expats. Between rising everyday costs, tax adjustments, and developments in the job market, here's what you need to know to start the year off right and plan your finances. What will the cost of living be like in Portugal in 2026? I'm Lisbob, the expat assistant, and I'm here to tell you everything that will become more expensive in Portugal in 2026.

Income Tax in Portugal (IRS) in 2026

Income Tax in Portugal (IRS) in 2026

As an employee, self-employed worker or retiree living in Portugal, you will have to pay income tax, called IRS. This is also true for other types of income, and like in other countries, Portuguese income tax is progressive and is directly withheld at source by the employer who then pays it to the State. In 2026, there are 9 tax brackets ranging from 12.5% to 48%, and they start from the first euro earned, with certain possible tax deductions. What are the tax brackets in Portugal? How do you calculate income tax? I am Lisbob, the expat assistant, and I tell you everything about income tax in Portugal in 2026. 

How to get a Portuguese tax number NIF in person and online? Complete guide to obtaining a NIF in 2025

How to get a Portuguese tax number NIF in person and online? Complete guide to obtaining a NIF in 2025

If you're thinking of moving to Portugal, obtaining a Tax Identification Number (NIF) is an essential step. Essential for a multitude of daily activities, from paying for groceries to buying a house, the NIF is your key to successful integration in this magnificent country. Contrary to popular belief, obtaining an NIF is quick and easy, even for non-EU/EFTA citizens, with the possibility of acquiring it online for less than €100 and in less than a week. In this comprehensive guide, I explain everything you need to know about obtaining your Portuguese NIF in 2025, online or in person, without hassle or excessive costs.

Contribuinte: How Giving Your NIF Can Save You Money (and More)

Contribuinte: How Giving Your NIF Can Save You Money (and More)

If you’ve lived in Portugal for any length of time, you’ve likely been asked, “Contribuinte on the bill?” For newcomers, this seemingly simple question can be puzzling. What is a NIF (Número de Identificação Fiscal)? Is it mandatory to give it? What are the benefits of sharing it, and could it actually make you money? Let’s dive into the fascinating world of Portugal’s Contribuinte system and explore why giving your NIF when shopping is not only a smart choice but also potentially rewarding. I’m Lisbob, the expat’s assistant, and I will tell you how to make money by giving your NIF.

How to activate notification channels and remove your NIF tax representative on Portal das Finanças

How to activate notification channels and remove your NIF tax representative on Portal das Finanças

When you obtain your NIF via Lisbob, its address is a foreign address and there is a fiscal representative. You can ask Finanças to terminate our tax representation by following these simple steps. Lisbob, the expat assistant, tells you everything you need to know to remove fiscal representation on your NIF number.

NHR status is back in Portugal

NHR status is back in Portugal

The rules governing NHR tax status had been extensively modified by former Prime Minister Antonio Costa, and had become virtually impossible to obtain. The new Portuguese government has announced that it wants to reintroduce this famous non-habitual resident status, but not without a few changes. I'm Lisbob, the expat assistant, and I'll tell you all about the return of the NHR status programme.

Portugal launches the Visa Platinum Supreme

Portugal launches the Visa Platinum Supreme

In a spectacular reversal of migration policy worthy of an April Fool's joke, Portugal has announced that it has found a successor to the famous 'Golden Visa' programme, which was deemed too banal and insufficient. Instead, the new Portuguese government is unveiling with fanfare and fireworks (ecological, of course) its brand new programme: the Supreme Platinum Visa. I'm Lisbob, the expat assistant, and I'll tell you all about this new Portuguese programme.

How to activate and obtain Chave Movel Digital in Portugal: complete guide 2025

How to activate and obtain Chave Movel Digital in Portugal: complete guide 2025

Obtaining Chave Movel Digital (CMD) is an essential step for easy access to online public and private services in Portugal. Tax sites (Finanças), social security, civil registry: there are many sites where you can use the Chave Movel Digital. In this article, I'll guide you through the simple and secure process of activating your CMD, an essential tool for anyone living in Portugal. I'm Lisbob, the expat assistant, and I'm going to show you how to activate and obtain the Chave Movel Digital in Portugal.

How to apply for and obtain a Portuguese NISS number online as a foreigner in 2025?

How to apply for and obtain a Portuguese NISS number online as a foreigner in 2025?

When you decide to move to Portugal, it is sometimes difficult to complete those administrative procedures that can become a vicious circle in which it is difficult to see the end. Obtaining a Portuguese social security number (NISS) is not easy and is one of the mandatory steps for any expatriate wishing to work in Portugal. Although the rules have been relaxed in recent years, applying for and obtaining a Portuguese social security number is still a complicated process. Obtaining a Portuguese national insurance number NISS for foreigners is not only a headache for people who want to work, but also for companies who want to hire them. What are the steps to follow to obtain a Portuguese social security number in Portugal if you are a foreigner? What is the process to obtain your Portuguese NISS number as an expatriate? I am Lisbob, the assistant for expats, and I tell you everything about the conditions to obtain the Portuguese social security number as foreigners.

NHR status finally "extended" to the end of 2024, but....

NHR status finally "extended" to the end of 2024, but....

In a sleight of hand worthy of a tax magician, Portugal's Socialist Party (PS) has launched what could be seen as a lifeline for future tax residents - but there's a catch! The regime for non-habitual residents (NHR), initially condemned to disappear in the State's draft budget for 2024, has been resurrected... but with conditions so strict that they deserve a standing ovation for their creativity. I'm Lisbob, the expat assistant, and I'll tell you all about the 'extension' of non-habitual resident status in Portugal.

Antonio Costa resigns, political crisis in Portugal

Antonio Costa resigns, political crisis in Portugal

Political thunder in Portugal: Antonio Costa resigns and early elections are on the horizon. Could the end of RNH status be in doubt? I'm Lisbob, the expat assistant, and I'll tell you all about the resignation of the Portuguese Prime Minister.

Portugal announces the end of NHR status

Portugal announces the end of NHR status

It was a move that was bound to happen sooner or later! Portugal has just announced the end of Non-Habitual Resident status, which gave tax breaks to foreigners moving to the country. I'm Lisbob, the expat assistant, and I'll tell you all about the end of non-habitual resident status.

Top 8 scams and traps to avoid in Portugal

Top 8 scams and traps to avoid in Portugal

When moving to a new country, it is unfortunately not uncommon to be a little too naive and trust everyone. It is said that after moving abroad, the word "pigeon" will be visible in the middle of your forehead. Whether it's in real estate, restaurants or other areas, Portugal, like other countries, has some well-honed scams that can cost you dearly. To help you avoid the pitfalls and not get caught out I am Lisbob, the expat assistant, and I reveal my top 8 scams in Portugal.

Everything about Non-Habitual Resident Status NHR in Portugal, Complete Guide 2023 : Conditions, Taxes and Evolution

Everything about Non-Habitual Resident Status NHR in Portugal, Complete Guide 2023 : Conditions, Taxes and Evolution

The resident-non-habitual NHR status is a fiscal regime that was created in 2009 by the Portuguese Government. It is a tax system that grants a 20% tax rate or a total exemption on the taxation of income of expatriates who choose to live in Portugal, for a period of 10 years. And this is not just about retirees ! In order to get the famous tax scheme, it is necessary to prepare well. In total more than 23,000 people benefited from this tax regime. Of course, certain conditions must be met in order to benefit from the non-habitual resident NHR status in Portugal, and becoming a resident is one of them. The NHR scheme is granted to both active and retired people if they meet certain criteria. What is the NHR status ? How do you qualify for NHR in Portugal ? What are the conditions to qualify for NHR status in Portugal ? What are the tax benefits of non-habitual resident status ? How to get NHR status ? Lisbob, the expatriate assistant in Portugal, tells you all about the non-habitual resident NHR tax status in 2021.

How to denounce and report a landlord or trader to the Finanças in Portugal?

How to denounce and report a landlord or trader to the Finanças in Portugal?

In Portugal, there are unfortunately many situations in which one may wish to report abusive behaviour. A landlord who has not issued an invoice or a contract, a trader who practices tax evasion... it is possible to denounce, anonymously if necessary, a person or a company that violates Portuguese law. I'm Lisbob, the expat assistant, and I tell you all about how to denounce a landlord and report or a trader to the Finanças?

9 Administrative Procedures and Formalities to go to live in Portugal

9 Administrative Procedures and Formalities to go to live in Portugal

When expatriating to a new country, a certain number of administrative steps must be taken in order to fully settle in and become an expatriate. This is even more true in Portugal where different authorities issue different important documents, and where it is sometimes difficult to do the administrative steps in the right order. Procedures to become a resident, tax identification number, pet registration, car registration, there are many mandatory steps for those who want to live in Portugal and it is not easy to know how to live in Portugal and be in order. Moving to Portugal entails a number of obligations towards the various state bodies and it is important to comply with these obligations in order to avoid any problems. Any self-respecting expatriate must take these administrative steps in order to settle down fully. What are the administrative formalities and steps to complete to live in Portugal? How can I make sure that I am compliant and that I follow the steps to register to live in Portugal? I’m Lisbob, the expats assistant, and I’m going to tell you everything you need to know about the administrative steps to take when you decide to live in Portugal.

How to pay SCUTS and electronic tolls in Portugal and avoid fines ?

How to pay SCUTS and electronic tolls in Portugal and avoid fines ?

If you use the roads of Portugal, whether as an expatriate or a simple tourist, then you will surely have to go through automatic tolls and gantries and other SCUTS. Payment of tolls is mandatory in Portugal, whether you are a regular user or if it is the only time you use Portuguese roads and tolls. Failure to pay SCUTS in Portugal can result in heavy fines of up to several hundred euros. It is possible to opt for an automatic payment method, that is to say, be billed via your Via Verde box or the chip on your license plate. If you do not have one of these devices you can adjust them in person. How to pay SCUTS and electronic tolls in Portugal ? What are the penalties for forgetting payment of SCUTS ? Lisbob, the expatriate assistant in Portugal, tells you all about the payment of SCUTS and tolls in Portuguese land.

10 good reasons to retire in Portugal

10 good reasons to retire in Portugal

Portugal is attracting more and more foreign pensioners who decide to live happy days away from their country of origin. Also, many Portuguese or Luso-descendants who return to their country to retire there. Although each decision has its own reasons, Portugal benefits from several assets that make the country a landmark destination for retirement. Cost of living, security, weather, each retiree will have his own reasons for having decided to retire in Portugal. In order to help you in your decision and remaining as objective as possible, we have listed for you the best reasons to live your retirement in Portugal. Lisbob, the expatriate assistant in Portugal, tells you all about the 10 good reasons to retire in Portugal.