Lisbob

Portugal has become a popular destination for expats, known for its beautiful landscapes, rich culture, and affordable lifestyle. But is the cost of living really as low as people expect? From housing and groceries to healthcare and entertainment, here’s a breakdown of the real cost of living in Portugal compared to common expectations. I’m Lisbob, the expat’s assistant, here to help you understand what to budget for and avoid surprises!

Obtaining your NIF, the Portuguese tax number, is the first and most important administrative step to take when you decide to move to Portugal. Essential for finding accommodation, working or opening a bank account, the NIF is your tax identification number, and it is advisable to apply for it before you arrive. There are many sites on the internet where you can apply for your NIF remotely, each with their own prices, deadlines and special features, and it's not easy to find your way around. To help you make sense of it all and find the best site for applying for your NIF online, I'm Lisbob, the expat assistant, and I've come up with my top 5 best sites for applying for a Portuguese NIF online.

The year 2026 is just around the corner, and with it come concrete changes to the finances of residents in Portugal—whether local or expats. Between rising everyday costs, tax adjustments, and developments in the job market, here's what you need to know to start the year off right and plan your finances. What will the cost of living be like in Portugal in 2026? I'm Lisbob, the expat assistant, and I'm here to tell you everything that will become more expensive in Portugal in 2026.

As an employee, self-employed worker or retiree living in Portugal, you will have to pay income tax, called IRS. This is also true for other types of income, and like in other countries, Portuguese income tax is progressive and is directly withheld at source by the employer who then pays it to the State. In 2026, there are 9 tax brackets ranging from 12.5% to 48%, and they start from the first euro earned, with certain possible tax deductions. What are the tax brackets in Portugal? How do you calculate income tax? I am Lisbob, the expat assistant, and I tell you everything about income tax in Portugal in 2026.